Our Offerings:

A complete Lifecycle of

a Systematic Financial Planning

Few major mistakes that we repeat again and again while taking financial decisions, especially before making any investment decisions.

Mistakes to Avoid:

We generally discuss with our friends or with such people who holds a very limited knowledge about Market conditions and different suitable investment tools which may be effective for us on a case to case basis.
We take in-general views from others and start investing in such tools which may or may not suffice our purpose of investment and after a certain period of time, we realise the mistakes that we have made, but till then it is too late to take a revised decision on investment.
We generally try to avoid all those primary vital things where a cost is involved in consultation and try to save that consultation fees and generally end up in loosing much more which we could have easily saved by consulting an authorised and licenced consultant. It is not only in case of taking financial decisions, but in all such cases like 'doing self-medication without consulting a Doctor', 'start building a house without consulting an Architect who could have given a better Vaastu compliant and Space efficient sketch which might be more useful to us', 'start filing our income tax to save the fees of a tax consultant' and so on and so forth. If I start giving examples, it will be endless, I tell you.

Sometimes, we become confused as to which asset class to invest in for the best return. Actually, it is quite obvious to become confused as we interact with so many people to understand the actual asset class we should invest in and most unfortunately, we are surrounded by so much little learned people who pretend to be quite knowledgeable and in most of the cases we come across with such clients who are misguided by someone or the other. Ideally, we should consult with a proficient investment consultant before we start our investment journey because it is our hard earned money that may work smarter for us in our wealth creation journey.

Actually, the Best Investment Plan varies from Person to Person, from Time to Time, from Generation to Generation, from Needs to Needs and from Purpose to Purpose.

Identifying the Best Investment Plan is a herculean task as it involves a lot of factors to be taken under consideration before recommending any particular asset class for investment.

Factors that hampers our investment goals

Lack of proper Market Knowledge
Lack of adequate Financial Literacy
Lack of Patience
Lack of confidence on the Investment Mechanism
Mis-selection of proper Investment tools
Improper Portfolio Diversification

Which Asset Class to choose???

Life Insurance? No No No, Stocks yield better returns.
Mutual Funds? No No No, Ulips gives tax benefit along with Life Coverage.
Term Life Insurance? No No No, there is no return, better to go for Whole Life Insurance.

Confusion is everywhere. Let me tell you these confusions arises only because of lack of Financial Literacy as we have not been taught Finance at our school level nor in any of the stages of our academic career unless we have taken Finance as a subject.

Life Insurance

Mutual Funds

Health Insurance

Start Your Financial journey with us

About

CashRich Surojit

Our Services

Get

in Touch

----------

CashRich Surojit is founded by Mr. Surojit Malakar, a proficient Investment Consultant with more than 2 decades of market experience on investment consulting service and portfolio management service.

----------

📞+91-9635395259

📧surojitmalakar.cashrich@outlook.com

⏲️Office Hour: 9AM - 7PM

🌐www.surojitcashrich.in

🗺️Ananta Consultancy, CMS Building, Ground Floor, Badamtala Kalna Road. Opp to Nutanpally Sub-post office, Burdwan - 713101, W.B., India.

Page updated

Google Sites

Report abuse